80% of People who want to become homeowners say that they don't have the means
Those who dream of buying a home are often held back by high prices and insufficient funds. They wish that there was more encouragement for would-be homeowners, and would appreciate assistance and more information on financing or calculating the maximum amount they are able to pay.
This information, published today in a report from the Swiss Confederation, is based on a study carried out by the School of Management and Law at the Zurich University of Applied Sciences (ZHAW), in partnership with the Swiss Federal Housing Office (OFL), the Swiss Homeowner's Association, the Fédération Romande Immobilière [Real Estate Federation of French-speaking Switzerland] and Raiffeisen Switzerland.
A common dream at a certain stage of life
46% of respondents between 30 and 49 years old are actively looking to purchase a home right now. Only a quarter of those under 30 are actively looking, although buying a home is a long-term goal for over half of them.
Why do they dream of becoming homeowners? Relatively few (20%) are motivated by the financial aspect. Most don't look at buying property as an investment. They place greater importance on the stability and independence that come with owning a home.
A lack of information on home financing options
According to the study, half of those who want to buy a home would appreciate assistance and more information on financing or calculating the maximum amount they are able to pay. It seems that people just don't know where to turn or how to get started. One in five respondents says that so far they haven't taken any action, and only a third have subscribed to a website to help them search for a home.
Global, personalized support
Here at Resolve, we offer global support that can start long before your search begins. You may be closer than you think to realizing your dream. We can suggest some steps to take now that will help you reach your goal more quickly.
We can also offer specific advice on the financial feasibility of a plan, or a more general estimate of your purchasing power, all with no strings attached. You can begin this process independently on our online platform, make an appointment with one of our advisors for a more thorough analysis of your situation, or a combination of both!
In any case, you'll get a better idea of what may or may not be possible, and the next steps to take if you decide to move forward on the path to homeownership. Our advisors are known for their clear explanations. They are available anytime to answer the many questions that may come up during this process.
